Legal
Website terms
Draft for legal review. Last updated: October 2026.
DRAFT: this text is a placeholder for review by legal counsel and is not yet final.
About these terms
These terms govern your use of this website, operated by SOPHIA (FZE), trading as QAND UAE, SRTIP, Sharjah, United Arab Emirates. By using the website you accept these terms.
Information only
Content on this website is provided for general information for financial institutions and does not constitute an offer, financial advice or a binding commitment. Services are provided only under a signed agreement.
Illustrative content
Diagrams, journeys and code samples are illustrative and may not reflect the final specification or every transaction.
Intellectual property
The QAND name, logo and website content belong to SOPHIA (FZE) or its licensors. You may not copy or reuse them without our permission.
Acceptable use
You must not misuse the website, attempt unauthorised access, or interfere with its operation.
Liability
To the extent permitted by law, we are not liable for any loss arising from use of, or reliance on, this website.
Governing law
These terms are governed by the laws of the Emirate of Sharjah and the federal laws of the United Arab Emirates, and the courts of Sharjah have jurisdiction.
Contact
Questions about these terms can be sent to info@qand.com.
Questions about this page?
Contact us at info@qand.com.